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YNAB vs CoinGecko

Same instrument, two spec sheets — measured, not claimed.

APIYNABNEW—CoinGeckoDEGRADED—
Uptime · 30d
Uptime · 90d—%—%
Uptime · 30d—%—%
P50 · ms——
P95 · ms——
AuthapiKeyapiKey
CORSyesno
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedProprietary — attribution required
Free tierFree tier — API key required10k calls/mo demo key, no card
Rate limitUnpublished~30/min, tightens under load
In directory since2026-07-052026-05-02
operationalpartialdownno data

YNAB vs CoinGecko: common questions

Which is more reliable, YNAB or CoinGecko?

On our scheduled checks, CoinGecko leads on measured uptime — YNAB at —% versus CoinGecko at —% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.

Do YNAB and CoinGecko need an API key?

Both ask you to authenticate — YNAB uses an API key and CoinGecko uses an API key. Each key is free to obtain; the Auth and Card-required rows above spell out the signup terms.

Can I call YNAB and CoinGecko from the browser?

Only YNAB is browser-friendly — it returns CORS headers over HTTPS. CoinGecko needs a server-side call or proxy, so factor that into which one fits a front-end project.

Are YNAB and CoinGecko free for commercial use?

YNAB has unclear commercial terms, and CoinGecko has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.