Razorpay IFSC vs Unirate

Same instrument, two spec sheets — measured, not claimed.

Uptime · 30d
Uptime · 90d98.0%100%
Uptime · 30d98.3%100%
P50 · ms519324
P95 · ms1086611
AuthnoneapiKey
CORSyesyes
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree — no API keyFree tier — API key required
Rate limitUnpublishedUnpublished
In directory since2026-07-052026-07-05
operationalpartialdownno data

Razorpay IFSC vs Unirate: common questions

Which is more reliable, Razorpay IFSC or Unirate?

On our scheduled checks, Unirate leads on measured uptime — Razorpay IFSC at 98.0% versus Unirate at 100% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.

Which is faster, Razorpay IFSC or Unirate?

Unirate has the lower median latency in our checks — Razorpay IFSC responds in 519 ms versus Unirate at 324 ms (P50). Tail latency (P95) is in the table above; for most workloads the median is the number that shapes how the API feels.

Do Razorpay IFSC and Unirate need an API key?

Razorpay IFSC needs no key, while Unirate requires a free API key. If you want to start calling without signup, reach for Razorpay IFSC first.

Can I call Razorpay IFSC and Unirate from the browser?

Yes — both Razorpay IFSC and Unirate send CORS headers over HTTPS, so front-end code can fetch either directly with no backend proxy. That makes them easy to swap in a client-side app while you compare responses.

Are Razorpay IFSC and Unirate free for commercial use?

Razorpay IFSC has unclear commercial terms, and Unirate has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.