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Razorpay IFSC vs Stripe

Same instrument, two spec sheets — measured, not claimed.

APIRazorpay IFSCNEW—StripeNEW—
Uptime · 30d
Uptime · 90d—%—%
Uptime · 30d—%—%
P50 · ms——
P95 · ms——
AuthnoneapiKey
CORSyesno
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree — no API keyFree tier — API key required
Rate limitUnpublishedUnpublished
In directory since2026-07-052026-07-05
operationalpartialdownno data

Razorpay IFSC vs Stripe: common questions

Which is more reliable, Razorpay IFSC or Stripe?

On our scheduled checks, Stripe leads on measured uptime — Razorpay IFSC at —% versus Stripe at —% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.

Do Razorpay IFSC and Stripe need an API key?

Razorpay IFSC needs no key, while Stripe requires a free API key. If you want to start calling without signup, reach for Razorpay IFSC first.

Can I call Razorpay IFSC and Stripe from the browser?

Only Razorpay IFSC is browser-friendly — it returns CORS headers over HTTPS. Stripe needs a server-side call or proxy, so factor that into which one fits a front-end project.

Are Razorpay IFSC and Stripe free for commercial use?

Razorpay IFSC has unclear commercial terms, and Stripe has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.