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News Plugin vs Plaid API

Same instrument, two spec sheets — measured, not claimed.

APINews PluginHEALTHY88Plaid APIHEALTHY96
Uptime · 30d
Uptime · 90d99.02%100%
Uptime · 30d98.3%100%
P50 · ms773359
P95 · ms1450874
AuthnoneapiKey
CORSnoyes
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree — limits not publishedFree tier — API key required
Rate limitUnpublishedUnpublished
In directory since2026-07-052026-07-05
operationalpartialdownno data

News Plugin vs Plaid API: common questions

Which is more reliable, News Plugin or Plaid API?

On our scheduled checks, Plaid API leads on measured uptime — News Plugin at 99.02% versus Plaid API at 100% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.

Which is faster, News Plugin or Plaid API?

Plaid API has the lower median latency in our checks — News Plugin responds in 773 ms versus Plaid API at 359 ms (P50). Tail latency (P95) is in the table above; for most workloads the median is the number that shapes how the API feels.

Do News Plugin and Plaid API need an API key?

News Plugin needs no key, while Plaid API requires a free API key. If you want to start calling without signup, reach for News Plugin first.

Can I call News Plugin and Plaid API from the browser?

Only Plaid API is browser-friendly — it returns CORS headers over HTTPS. News Plugin needs a server-side call or proxy, so factor that into which one fits a front-end project.

Are News Plugin and Plaid API free for commercial use?

News Plugin has unclear commercial terms, and Plaid API has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.