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IBANforge vs Municipal Finance API

Same instrument, two spec sheets — measured, not claimed.

APIIBANforgeHEALTHY71Municipal Finance APIHEALTHY78
Uptime · 30d
Uptime · 90d100%96.1%
Uptime · 30d100%98.3%
P50 · ms6942094
P95 · ms22462952
Authnonenone
CORSyesyes
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tier200 requests/month with a free API key; /v1/demo and /health are keylessFree — limits not published
Rate limitUnpublished (200/month free quota)Unpublished
In directory since2026-07-052026-07-05
operationalpartialdownno data

IBANforge vs Municipal Finance API: common questions

Which is more reliable, IBANforge or Municipal Finance API?

On our scheduled checks, IBANforge leads on measured uptime — IBANforge at 100% versus Municipal Finance API at 96.1% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.

Which is faster, IBANforge or Municipal Finance API?

IBANforge has the lower median latency in our checks — IBANforge responds in 694 ms versus Municipal Finance API at 2094 ms (P50). Tail latency (P95) is in the table above; for most workloads the median is the number that shapes how the API feels.

Do IBANforge and Municipal Finance API need an API key?

Neither needs a paid key — IBANforge is callable with no signup, and Municipal Finance API is callable with no signup. Both are quick to prototype with; rate limits still apply.

Can I call IBANforge and Municipal Finance API from the browser?

Yes — both IBANforge and Municipal Finance API send CORS headers over HTTPS, so front-end code can fetch either directly with no backend proxy. That makes them easy to swap in a client-side app while you compare responses.

Are IBANforge and Municipal Finance API free for commercial use?

IBANforge has unclear commercial terms, and Municipal Finance API has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.