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GOV.UK Pay API vs Razorpay IFSC

Same instrument, two spec sheets — measured, not claimed.

APIGOV.UK Pay APINEW—Razorpay IFSCNEW—
Uptime · 30d
Uptime · 90d—%—%
Uptime · 30d—%—%
P50 · ms——
P95 · ms——
AuthapiKeynone
CORSnoyes
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree tier — API key requiredFree — no API key
Rate limitUnpublishedUnpublished
In directory since2026-07-052026-07-05
operationalpartialdownno data

GOV.UK Pay API vs Razorpay IFSC: common questions

Which is more reliable, GOV.UK Pay API or Razorpay IFSC?

On our scheduled checks, Razorpay IFSC leads on measured uptime — GOV.UK Pay API at —% versus Razorpay IFSC at —% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.

Do GOV.UK Pay API and Razorpay IFSC need an API key?

Razorpay IFSC needs no key, while GOV.UK Pay API requires a free API key. If you want to start calling without signup, reach for Razorpay IFSC first.

Can I call GOV.UK Pay API and Razorpay IFSC from the browser?

Only Razorpay IFSC is browser-friendly — it returns CORS headers over HTTPS. GOV.UK Pay API needs a server-side call or proxy, so factor that into which one fits a front-end project.

Are GOV.UK Pay API and Razorpay IFSC free for commercial use?

GOV.UK Pay API has unclear commercial terms, and Razorpay IFSC has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.