Finage vs YNAB
Same instrument, two spec sheets — measured, not claimed.
Finage vs YNAB: common questions
Which is more reliable, Finage or YNAB?
On our scheduled checks, YNAB leads on measured uptime — Finage at —% versus YNAB at —% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.
Do Finage and YNAB need an API key?
Both ask you to authenticate — Finage uses an API key and YNAB uses an API key. Each key is free to obtain; the Auth and Card-required rows above spell out the signup terms.
Can I call Finage and YNAB from the browser?
Yes — both Finage and YNAB send CORS headers over HTTPS, so front-end code can fetch either directly with no backend proxy. That makes them easy to swap in a client-side app while you compare responses.
Are Finage and YNAB free for commercial use?
Finage has unclear commercial terms, and YNAB has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.