Finage vs Razorpay IFSC

Same instrument, two spec sheets — measured, not claimed.

Uptime · 30d
Uptime · 90d100%98.0%
Uptime · 30d100%98.3%
P50 · ms574519
P95 · ms11221086
AuthapiKeynone
CORSyesyes
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree tier — API key requiredFree — no API key
Rate limitUnpublishedUnpublished
In directory since2026-07-052026-07-05
operationalpartialdownno data

Finage vs Razorpay IFSC: common questions

Which is more reliable, Finage or Razorpay IFSC?

On our scheduled checks, Finage leads on measured uptime — Finage at 100% versus Razorpay IFSC at 98.0% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.

Which is faster, Finage or Razorpay IFSC?

Razorpay IFSC has the lower median latency in our checks — Finage responds in 574 ms versus Razorpay IFSC at 519 ms (P50). Tail latency (P95) is in the table above; for most workloads the median is the number that shapes how the API feels.

Do Finage and Razorpay IFSC need an API key?

Razorpay IFSC needs no key, while Finage requires a free API key. If you want to start calling without signup, reach for Razorpay IFSC first.

Can I call Finage and Razorpay IFSC from the browser?

Yes — both Finage and Razorpay IFSC send CORS headers over HTTPS, so front-end code can fetch either directly with no backend proxy. That makes them easy to swap in a client-side app while you compare responses.

Are Finage and Razorpay IFSC free for commercial use?

Finage has unclear commercial terms, and Razorpay IFSC has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.