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CoinGecko vs YNAB

Same instrument, two spec sheets — measured, not claimed.

APICoinGeckoDEGRADED—YNABNEW—
Uptime · 30d
Uptime · 90d—%—%
Uptime · 30d—%—%
P50 · ms——
P95 · ms——
AuthapiKeyapiKey
CORSnoyes
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseProprietary — attribution requiredUnverified
Free tier10k calls/mo demo key, no cardFree tier — API key required
Rate limit~30/min, tightens under loadUnpublished
In directory since2026-05-022026-07-05
operationalpartialdownno data

CoinGecko vs YNAB: common questions

Which is more reliable, CoinGecko or YNAB?

On our scheduled checks, YNAB leads on measured uptime — CoinGecko at —% versus YNAB at —% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.

Do CoinGecko and YNAB need an API key?

Both ask you to authenticate — CoinGecko uses an API key and YNAB uses an API key. Each key is free to obtain; the Auth and Card-required rows above spell out the signup terms.

Can I call CoinGecko and YNAB from the browser?

Only YNAB is browser-friendly — it returns CORS headers over HTTPS. CoinGecko needs a server-side call or proxy, so factor that into which one fits a front-end project.

Are CoinGecko and YNAB free for commercial use?

CoinGecko has unclear commercial terms, and YNAB has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.