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Binlist vs Razorpay IFSC

Same instrument, two spec sheets — measured, not claimed.

APIBinlistNEW—Razorpay IFSCNEW—
Uptime · 30d
Uptime · 90d—%—%
Uptime · 30d—%—%
P50 · ms——
P95 · ms——
Authnonenone
CORSnoyes
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree — no key (requires 'Accept-Version: 3' header)Free — no API key
Rate limitRate limited for unauthenticated use; exact limit unpublishedUnpublished
In directory since2026-07-052026-07-05
operationalpartialdownno data

Binlist vs Razorpay IFSC: common questions

Which is more reliable, Binlist or Razorpay IFSC?

On our scheduled checks, Razorpay IFSC leads on measured uptime — Binlist at —% versus Razorpay IFSC at —% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.

Do Binlist and Razorpay IFSC need an API key?

Neither needs a paid key — Binlist is callable with no signup, and Razorpay IFSC is callable with no signup. Both are quick to prototype with; rate limits still apply.

Can I call Binlist and Razorpay IFSC from the browser?

Only Razorpay IFSC is browser-friendly — it returns CORS headers over HTTPS. Binlist needs a server-side call or proxy, so factor that into which one fits a front-end project.

Are Binlist and Razorpay IFSC free for commercial use?

Binlist has unclear commercial terms, and Razorpay IFSC has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.