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Binlist vs Financial Data

Same instrument, two spec sheets — measured, not claimed.

APIBinlistNEW—Financial DataNEW—
Uptime · 30d
Uptime · 90d—%—%
Uptime · 30d—%—%
P50 · ms——
P95 · ms——
AuthnoneapiKey
CORSnono
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree — no key (requires 'Accept-Version: 3' header)Free tier — API key required
Rate limitRate limited for unauthenticated use; exact limit unpublishedUnpublished
In directory since2026-07-052026-07-05
operationalpartialdownno data

Binlist vs Financial Data: common questions

Which is more reliable, Binlist or Financial Data?

On our scheduled checks, Financial Data leads on measured uptime — Binlist at —% versus Financial Data at —% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.

Do Binlist and Financial Data need an API key?

Binlist needs no key, while Financial Data requires a free API key. If you want to start calling without signup, reach for Binlist first.

Can I call Binlist and Financial Data from the browser?

Neither sends browser-friendly CORS headers reliably, so call Binlist and Financial Data from a server or proxy rather than client-side. The CORS and HTTPS rows above show exactly what we detected for each.

Are Binlist and Financial Data free for commercial use?

Binlist has unclear commercial terms, and Financial Data has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.