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Banking API vs ValueRay

Same instrument, two spec sheets — measured, not claimed.

APIBanking APIHEALTHY98ValueRayHEALTHY94
Uptime · 30d
Uptime · 90d100%100%
Uptime · 30d100%100%
P50 · ms203553
P95 · ms14351106
AuthapiKeynone
CORSnoyes
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree tier — API key requiredFree — limits not published
Rate limitUnpublished50 req/window · 49 remaining
In directory since2026-07-052026-07-05
operationalpartialdownno data

Banking API vs ValueRay: common questions

Which is more reliable, Banking API or ValueRay?

Both are neck-and-neck — Banking API and ValueRay each measure 100% uptime over 90 days on our probe schedule. Reliability here is verified from our own scheduled checks; use the 30-day bars above to see which has been steadier lately.

Which is faster, Banking API or ValueRay?

Banking API has the lower median latency in our checks — Banking API responds in 203 ms versus ValueRay at 553 ms (P50). Tail latency (P95) is in the table above; for most workloads the median is the number that shapes how the API feels.

Do Banking API and ValueRay need an API key?

ValueRay needs no key, while Banking API requires a free API key. If you want to start calling without signup, reach for ValueRay first.

Can I call Banking API and ValueRay from the browser?

Only ValueRay is browser-friendly — it returns CORS headers over HTTPS. Banking API needs a server-side call or proxy, so factor that into which one fits a front-end project.

Are Banking API and ValueRay free for commercial use?

Banking API has unclear commercial terms, and ValueRay has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.