Banking API vs Pick an Agency
Same instrument, two spec sheets — measured, not claimed.
Banking API vs Pick an Agency: common questions
Which is more reliable, Banking API or Pick an Agency?
On our scheduled checks, Banking API leads on measured uptime — Banking API at 100% versus Pick an Agency at 78.4% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.
Which is faster, Banking API or Pick an Agency?
Banking API has the lower median latency in our checks — Banking API responds in 203 ms versus Pick an Agency at 783 ms (P50). Tail latency (P95) is in the table above; for most workloads the median is the number that shapes how the API feels.
Do Banking API and Pick an Agency need an API key?
Pick an Agency needs no key, while Banking API requires a free API key. If you want to start calling without signup, reach for Pick an Agency first.
Can I call Banking API and Pick an Agency from the browser?
Only Pick an Agency is browser-friendly — it returns CORS headers over HTTPS. Banking API needs a server-side call or proxy, so factor that into which one fits a front-end project.
Are Banking API and Pick an Agency free for commercial use?
Banking API has unclear commercial terms, and Pick an Agency has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.