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Banking API vs IBANforge

Same instrument, two spec sheets — measured, not claimed.

APIBanking APIHEALTHY98IBANforgeHEALTHY71
Uptime · 30d
Uptime · 90d100%100%
Uptime · 30d100%100%
P50 · ms203694
P95 · ms14352246
AuthapiKeynone
CORSnoyes
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree tier — API key required200 requests/month with a free API key; /v1/demo and /health are keyless
Rate limitUnpublishedUnpublished (200/month free quota)
In directory since2026-07-052026-07-05
operationalpartialdownno data

Banking API vs IBANforge: common questions

Which is more reliable, Banking API or IBANforge?

Both are neck-and-neck — Banking API and IBANforge each measure 100% uptime over 90 days on our probe schedule. Reliability here is verified from our own scheduled checks; use the 30-day bars above to see which has been steadier lately.

Which is faster, Banking API or IBANforge?

Banking API has the lower median latency in our checks — Banking API responds in 203 ms versus IBANforge at 694 ms (P50). Tail latency (P95) is in the table above; for most workloads the median is the number that shapes how the API feels.

Do Banking API and IBANforge need an API key?

IBANforge needs no key, while Banking API requires a free API key. If you want to start calling without signup, reach for IBANforge first.

Can I call Banking API and IBANforge from the browser?

Only IBANforge is browser-friendly — it returns CORS headers over HTTPS. Banking API needs a server-side call or proxy, so factor that into which one fits a front-end project.

Are Banking API and IBANforge free for commercial use?

Banking API has unclear commercial terms, and IBANforge has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.