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Banking API vs Finnhub

Same instrument, two spec sheets — measured, not claimed.

APIBanking APIHEALTHY98FinnhubREACHABLE100
Uptime · 30d
Uptime · 90d100%100%
Uptime · 30d100%100%
P50 · ms203157
P95 · ms1435344
AuthapiKeyapiKey
CORSnoyes
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree tier — API key requiredFree tier — API key required
Rate limitUnpublishedUnpublished
In directory since2026-07-052026-07-05
operationalpartialdownno data

Banking API vs Finnhub: common questions

Which is more reliable, Banking API or Finnhub?

Both are neck-and-neck — Banking API and Finnhub each measure 100% uptime over 90 days on our probe schedule. Reliability here is verified from our own scheduled checks; use the 30-day bars above to see which has been steadier lately.

Which is faster, Banking API or Finnhub?

Finnhub has the lower median latency in our checks — Banking API responds in 203 ms versus Finnhub at 157 ms (P50). Tail latency (P95) is in the table above; for most workloads the median is the number that shapes how the API feels.

Do Banking API and Finnhub need an API key?

Both ask you to authenticate — Banking API uses an API key and Finnhub uses an API key. Each key is free to obtain; the Auth and Card-required rows above spell out the signup terms.

Can I call Banking API and Finnhub from the browser?

Only Finnhub is browser-friendly — it returns CORS headers over HTTPS. Banking API needs a server-side call or proxy, so factor that into which one fits a front-end project.

Are Banking API and Finnhub free for commercial use?

Banking API has unclear commercial terms, and Finnhub has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.