Banking API vs Financial Data
Same instrument, two spec sheets — measured, not claimed.
Banking API vs Financial Data: common questions
Which is more reliable, Banking API or Financial Data?
On our scheduled checks, Financial Data leads on measured uptime — Banking API at —% versus Financial Data at —% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.
Do Banking API and Financial Data need an API key?
Both ask you to authenticate — Banking API uses an API key and Financial Data uses an API key. Each key is free to obtain; the Auth and Card-required rows above spell out the signup terms.
Can I call Banking API and Financial Data from the browser?
Neither sends browser-friendly CORS headers reliably, so call Banking API and Financial Data from a server or proxy rather than client-side. The CORS and HTTPS rows above show exactly what we detected for each.
Are Banking API and Financial Data free for commercial use?
Banking API has unclear commercial terms, and Financial Data has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.