Banking API vs Exchangerate.host
Same instrument, two spec sheets — measured, not claimed.
Banking API vs Exchangerate.host: common questions
Which is more reliable, Banking API or Exchangerate.host?
On our scheduled checks, Banking API leads on measured uptime — Banking API at 100% versus Exchangerate.host at 99.02% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.
Which is faster, Banking API or Exchangerate.host?
Banking API has the lower median latency in our checks — Banking API responds in 203 ms versus Exchangerate.host at 398 ms (P50). Tail latency (P95) is in the table above; for most workloads the median is the number that shapes how the API feels.
Do Banking API and Exchangerate.host need an API key?
Exchangerate.host needs no key, while Banking API requires a free API key. If you want to start calling without signup, reach for Exchangerate.host first.
Can I call Banking API and Exchangerate.host from the browser?
Only Exchangerate.host is browser-friendly — it returns CORS headers over HTTPS. Banking API needs a server-side call or proxy, so factor that into which one fits a front-end project.
Are Banking API and Exchangerate.host free for commercial use?
Banking API has unclear commercial terms, and Exchangerate.host has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.