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Banking API vs Edgrapi

Same instrument, two spec sheets — measured, not claimed.

APIBanking APIHEALTHY99EdgrapiHEALTHY83
Uptime · 30d
Uptime · 90d100%95.6%
Uptime · 30d100%100%
P50 · ms119279
P95 · ms13263965
AuthapiKeyapiKey
CORSnoyes
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree tier — API key requiredFree tier — key may be required
Rate limitUnpublishedUnpublished
In directory since2026-07-052026-07-05
operationalpartialdownno data

Banking API vs Edgrapi: common questions

Which is more reliable, Banking API or Edgrapi?

On our scheduled checks, Banking API leads on measured uptime — Banking API at 100% versus Edgrapi at 95.6% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.

Which is faster, Banking API or Edgrapi?

Banking API has the lower median latency in our checks — Banking API responds in 119 ms versus Edgrapi at 279 ms (P50). Tail latency (P95) is in the table above; for most workloads the median is the number that shapes how the API feels.

Do Banking API and Edgrapi need an API key?

Both ask you to authenticate — Banking API uses an API key and Edgrapi uses an API key. Each key is free to obtain; the Auth and Card-required rows above spell out the signup terms.

Can I call Banking API and Edgrapi from the browser?

Only Edgrapi is browser-friendly — it returns CORS headers over HTTPS. Banking API needs a server-side call or proxy, so factor that into which one fits a front-end project.

Are Banking API and Edgrapi free for commercial use?

Banking API has unclear commercial terms, and Edgrapi has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.