Banking API vs CurrencyScoop

Same instrument, two spec sheets — measured, not claimed.

Uptime · 30d
Uptime · 90d100%100%
Uptime · 30d100%100%
P50 · ms203346
P95 · ms14353195
AuthapiKeyapiKey
CORSnono
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree tier — API key requiredFree tier — API key required
Rate limitUnpublishedUnpublished
In directory since2026-07-052026-07-05
operationalpartialdownno data

Banking API vs CurrencyScoop: common questions

Which is more reliable, Banking API or CurrencyScoop?

Both are neck-and-neck — Banking API and CurrencyScoop each measure 100% uptime over 90 days on our probe schedule. Reliability here is verified from our own scheduled checks; use the 30-day bars above to see which has been steadier lately.

Which is faster, Banking API or CurrencyScoop?

Banking API has the lower median latency in our checks — Banking API responds in 203 ms versus CurrencyScoop at 346 ms (P50). Tail latency (P95) is in the table above; for most workloads the median is the number that shapes how the API feels.

Do Banking API and CurrencyScoop need an API key?

Both ask you to authenticate — Banking API uses an API key and CurrencyScoop uses an API key. Each key is free to obtain; the Auth and Card-required rows above spell out the signup terms.

Can I call Banking API and CurrencyScoop from the browser?

Neither sends browser-friendly CORS headers reliably, so call Banking API and CurrencyScoop from a server or proxy rather than client-side. The CORS and HTTPS rows above show exactly what we detected for each.

Are Banking API and CurrencyScoop free for commercial use?

Banking API has unclear commercial terms, and CurrencyScoop has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.