Banking API vs Coinnect
Same instrument, two spec sheets — measured, not claimed.
Banking API vs Coinnect: common questions
Which is more reliable, Banking API or Coinnect?
On our scheduled checks, Banking API leads on measured uptime — Banking API at 100% versus Coinnect at 98.0% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.
Which is faster, Banking API or Coinnect?
Banking API has the lower median latency in our checks — Banking API responds in 203 ms versus Coinnect at 1419 ms (P50). Tail latency (P95) is in the table above; for most workloads the median is the number that shapes how the API feels.
Do Banking API and Coinnect need an API key?
Both ask you to authenticate — Banking API uses an API key and Coinnect uses an API key. Each key is free to obtain; the Auth and Card-required rows above spell out the signup terms.
Can I call Banking API and Coinnect from the browser?
Neither sends browser-friendly CORS headers reliably, so call Banking API and Coinnect from a server or proxy rather than client-side. The CORS and HTTPS rows above show exactly what we detected for each.
Are Banking API and Coinnect free for commercial use?
Banking API has unclear commercial terms, and Coinnect has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.