Adyen Checkout API vs Razorpay IFSC

Same instrument, two spec sheets — measured, not claimed.

Uptime · 30d
Uptime · 90d100%98.0%
Uptime · 30d100%98.3%
P50 · ms418519
P95 · ms16671086
AuthapiKeynone
CORSnoyes
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree tier — API key requiredFree — no API key
Rate limitUnpublishedUnpublished
In directory since2026-07-052026-07-05
operationalpartialdownno data

Adyen Checkout API vs Razorpay IFSC: common questions

Which is more reliable, Adyen Checkout API or Razorpay IFSC?

On our scheduled checks, Adyen Checkout API leads on measured uptime — Adyen Checkout API at 100% versus Razorpay IFSC at 98.0% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.

Which is faster, Adyen Checkout API or Razorpay IFSC?

Adyen Checkout API has the lower median latency in our checks — Adyen Checkout API responds in 418 ms versus Razorpay IFSC at 519 ms (P50). Tail latency (P95) is in the table above; for most workloads the median is the number that shapes how the API feels.

Do Adyen Checkout API and Razorpay IFSC need an API key?

Razorpay IFSC needs no key, while Adyen Checkout API requires a free API key. If you want to start calling without signup, reach for Razorpay IFSC first.

Can I call Adyen Checkout API and Razorpay IFSC from the browser?

Only Razorpay IFSC is browser-friendly — it returns CORS headers over HTTPS. Adyen Checkout API needs a server-side call or proxy, so factor that into which one fits a front-end project.

Are Adyen Checkout API and Razorpay IFSC free for commercial use?

Adyen Checkout API has unclear commercial terms, and Razorpay IFSC has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.