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Adyen Checkout API vs Binlist

Same instrument, two spec sheets — measured, not claimed.

APIAdyen Checkout APINEW—BinlistNEW—
Uptime · 30d
Uptime · 90d—%—%
Uptime · 30d—%—%
P50 · ms——
P95 · ms——
AuthapiKeynone
CORSnono
HTTPSyesyes
Card requirednono
Commercial useunclearunclear
Data licenseUnverifiedUnverified
Free tierFree tier — API key requiredFree — no key (requires 'Accept-Version: 3' header)
Rate limitUnpublishedRate limited for unauthenticated use; exact limit unpublished
In directory since2026-07-052026-07-05
operationalpartialdownno data

Adyen Checkout API vs Binlist: common questions

Which is more reliable, Adyen Checkout API or Binlist?

On our scheduled checks, Binlist leads on measured uptime — Adyen Checkout API at —% versus Binlist at —% over 90 days. These are our own probe results, not provider claims; the uptime bars above show the day-by-day record for both.

Do Adyen Checkout API and Binlist need an API key?

Binlist needs no key, while Adyen Checkout API requires a free API key. If you want to start calling without signup, reach for Binlist first.

Can I call Adyen Checkout API and Binlist from the browser?

Neither sends browser-friendly CORS headers reliably, so call Adyen Checkout API and Binlist from a server or proxy rather than client-side. The CORS and HTTPS rows above show exactly what we detected for each.

Are Adyen Checkout API and Binlist free for commercial use?

Adyen Checkout API has unclear commercial terms, and Binlist has unclear commercial terms. We track service terms and the data license as separate fields — see the Commercial use and Data license rows above, and confirm both before shipping either in a paid product.